Employment Practices Liability

It is a fact of life that not even the best human resources practices can prevent claims arising out of the employment relationship.

Whilst Employment Practice Liability insurance is not a replacement for having the right practices and policies in place, indeed these will be a pre-requisite to risk acceptance, it is an additional risk management tool.

Claims against employers by their employees can arise at all stages of employment from recruitment to termination and these claims can be expensive to resolve.

Employment Practice Liability Insurance covers claims arising from acts such as actual, constructive or alleged:

• wrongful dismissal, discharge or termination of employment;
• wrongful failure to employ or promote;
• wrongful deprivation of career opportunity;
• misleading representation or advertising in relation to employment;
• wrongful disciplinary action;
• negligent employee evaluation;
• wrongful demotion;
• breach of employment contract;
• sexual or workplace harassment (including the creation of a workplace environment conducive to such harassment);
• wrongful discrimination;
• failure to grant tenure;
• invasion of privacy or defamation.